PRIVACY POLICY
What does Utica Neighborhood Housing Service Inc. (here on referred to as HomeOwnershipCenter) do with your personal information?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some, but not all, sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information.
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include: Social Security number(s) and income, account balances and payment history, and credit history and credit scores.Excel To HTML using codebeautify.org
How? All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons the HomeOwnershipCenter chooses to share; and whether you can limit this sharing.
For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations or report to credit bureaus, HomeOwnershipCenter DOES share your information. You MAY NOT limit this sharing.
For our marketing purposes – to offer products and services to you, HomeOwnershipCenter DOES NOT share your information.Excel To HTML using codebeautify.org
For joint marketing with other financial companies HomeOwnershipCenter DOES share your information. You may limit this sharing.
For our affiliates’ everyday business purposes – information about your transactions and experiences, HomeOwnershipCenter does share your information. You may limit this sharing.
For our affiliates to market to you HomeOwnershipCenter does not share your information.
For non-affiliates to market to you HomeOwnershipCenter does not share your information.Excel To HTML using codebeautify.org
TO LIMIT OUR SHARING: • Call 315-724-4197 – our menu will prompt you through your choice(s) or • Visit us online at www.UNHS.org
QUESTIONS: Call 315-724-4197 or go to www.UNHS.org
WHO WE ARE: HomeOwnershipCenterExcel To HTML using codebeautify.org
WHAT WE DO
How does HomeOwnershipCenter protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured, locked files.
How does HomeOwnershipCenter collect my personal information? We collect your personal information, for example, when you: sign up for our services, request information at our outreach events, apply for a loan/grant or use a debit card.Excel To HTML using codebeautify.org
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing? Federal law gives you the right to limit only: - Sharing for affiliates’ everyday business purposes – information about your creditworthiness - Affiliates from using your information to market to you - Sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharingExcel To HTML using codebeautify.org
What happens when I limit sharing for an account I hold jointly with someone else? Your choices will apply to everyone on your account”
DEFINITIONS:
Affiliates – Companies related by common ownership or control. They can be financial or non-financial: N/A
Non-affiliates – Companies not related by common ownership or control. They can be financial or non-financial: Neighborworks America and Housing and Urban Development (HUD)
Joint Marketing – A formal agreement between nonaffiliated financial companies that together market financial products or services to you: N/AExcel To HTML using codebeautify.org
...Excel To HTML using codebeautify.org
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Excel To HTML using codebeautify.org
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Excel To HTML using codebeautify.org
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Excel To HTML using codebeautify.org
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Excel To HTML using codebeautify.org
...
Excel To HTML using codebeautify.org
...
Excel To HTML using codebeautify.org
...
Excel To HTML using codebeautify.org
...
Excel To HTML using codebeautify.org
...
Excel To HTML using codebeautify.org
...
Excel To HTML using codebeautify.org
...
Excel To HTML using codebeautify.org
...
What does Utica Neighborhood Housing Service Inc. (here on referred to as HomeOwnershipCenter) do with your personal information?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some, but not all, sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information.
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include: Social Security number(s) and income, account balances and payment history, and credit history and credit scores.
How? All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons the HomeOwnershipCenter chooses to share; and whether you can limit this sharing.
For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations or report to credit bureaus, HomeOwnershipCenter DOES share your information. You MAY NOT limit this sharing.
For our marketing purposes – to offer products and services to you, HomeOwnershipCenter DOES NOT share your information.
For joint marketing with other financial companies HomeOwnershipCenter DOES share your information. You may limit this sharing.
For our affiliates’ everyday business purposes – information about your transactions and experiences, HomeOwnershipCenter does share your information. You may limit this sharing.
For our affiliates to market to you HomeOwnershipCenter does not share your information.
For non-affiliates to market to you HomeOwnershipCenter does not share your information.
TO LIMIT OUR SHARING: • Call 315-724-4197 – our menu will prompt you through your choice(s) or • Visit us online at www.UNHS.org
QUESTIONS: Call 315-724-4197 or go to www.UNHS.org
WHO WE ARE: HomeOwnershipCenter
WHAT WE DO
How does HomeOwnershipCenter protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured, locked files.
How does HomeOwnershipCenter collect my personal information? We collect your personal information, for example, when you: sign up for our services, request information at our outreach events, apply for a loan/grant or use a debit card.
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing? Federal law gives you the right to limit only: - Sharing for affiliates’ everyday business purposes – information about your creditworthiness - Affiliates from using your information to market to you - Sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing
What happens when I limit sharing for an account I hold jointly with someone else? Your choices will apply to everyone on your account”
DEFINITIONS:
Affiliates – Companies related by common ownership or control. They can be financial or non-financial: N/A
Non-affiliates – Companies not related by common ownership or control. They can be financial or non-financial: Neighborworks America and Housing and Urban Development (HUD)
Joint Marketing – A formal agreement between nonaffiliated financial companies that together market financial products or services to you: N/A
...